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How does it work!

Life Insurance can be one of the most important and valuable decisions you make towards protecting and planning
for yourself and your loved one’s financial security.

But should it be so complicated? Not at all - just follow the steps below:

  • Traditional Insurance Policy

    Your first step is to get approved with Traditional Insurance, either Term or Universal Life policy. There might be some unfortunate situations when Insurance company either rated or declined the policy issue due to your medical history. However, that should not mean you cannot get insured!
    No Worries - just proceed to Guaranteed Issue Policy!
  • Guaranteed Issue Policy

    A Guaranteed Life Policy is “guaranteed issue”. You will not be turned down for coverage regardless of health condition. It is a simple, permanent insurance solution designed to meet the insurance needs of the most challenging applicants.
    Regardless of your medical condition or previously declined for life insurance, you are eligible for this plan!
    It is generally purchased to cover final expenses by individuals who are not eligible for other plans
  • Simplified Protection Plan

    You were able to truthfully answer NO to 11 qualifying health questions and now you are qualified for Simplified Protection Plan! But let's try your next option.
  • Preferred Protection Plan

    Were you able to answer NO to 19 qualifying health questions? If yes, then congratulations, you are qualified for Preferred first-day Protection! You had some questions answered with YES? No worries - you still qualified for Guaranteed Issue or Simplified Protection Plan.

Unfit for the traditional Life Insurance


New cases of cancer annually


Deaths will occur in canada annually


Deaths per year caused annually by Hearr Attack & Stroke

What People Talk About Us ?

    review rating 5  Outstanding support and service. I was pleasantly surprised by knowledge and willing to help. Had a numerous quotes from other companies, although for guaranteed no medical insurance quote from Affordable Insurance 4 everyone was the best Highly recommended!

    thumb Jenya Makarovskaya

    review rating 5  We have a serious problem with our life insurance policy and thanks to Affordable Insurance 4 Everyone brokerage, we have got our issues explained and solved. Thanks a lot for your tome and tremendous service! Highly recommended!

    thumb Angelika Shisgal

    review rating 5  We've had great experience with this company! The rep gave us the best options that fit our needs for a very afordable price. We highly recommend "Affordable Insurance 4 Everyone" to everyone who needs a great service and price! Thank you!

    thumb Klement Erlichman

    review rating 5  Excellent service, very friendly staff. I was very impressed with the knowledge and advice I was given. I had a very pleasant experience and will recommend this company to all my family and friends.

    thumb Michelle Sendsen

    review rating 5  Very knowledgeable staff, I had a great experience with this company. Me and my family will be using them for years to come. Amazing service and very trustful and understanding people. Thank you I will recommend all my friends and family.

    thumb Alex Sendsen

    review rating 5  Affordable Insurance 4 everyone is actually affordable! The value that I have recieved from this insurance company is much higher than your regular insurance company. I highly recommend using them. It's always good to be insured earlier in your life. Life throws you curve balls at times and it's always good to be prepared. Call them today to book your consultation, you will not regret that you did so. Their customer service is much better than any insurance company out there. Cheers Rony.

    thumb Rony Yakhnin
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